Performance Intelligence

Many banks responded to market changes by implementing more complex organizational management structures, more diverse products and operational technologies, although the reporting system including internal reporting haven't been much affected. Realization of strategies implies management of details. Organizational effectiveness is the result of intelligent solutions, cooperation and many effective actions. Organizational effectiveness management is inseparable from effective Management Information System (MIS).

Official financial reporting does not provide the top management of banks with all required information for making grounded decisions in the area of bank strategy development, risk management, profitability increase and improvement of overall activity. The bank officers need day-to-day information about how their business is developing. Managers need to know how their plans are executed. The company employees need to understand how their performance influences the organization effectiveness. Therefore, it is vitally important to receive analytical information.

Challenges and Solutions

Management Information System

Zept Group helps banks to build MIS that enable to see key performance indicators of the company and perform detailed data analysis.

These solutions allow to analyze bank revenues and costs, own funds and bank capital (including analysis of internal funds security), analysis of the bank's financial situation (including analysis of financial activity, branch ranking, economic standards of bank's activity, analysis method of financial stability, express analysis, complex and comparative analysis of banks, research of own bank situation as compared to competitors, calculation of limits for all types of operations, tools, and counteragents).

Reporting and information sharing

Zept Group solutions help banks to perform analysis of balance structure (including analysis of assets and liabilities in term of flotation, assets and liabilities management, analysis of balance articles dynamics, cash flow statement, analysis, monitoring and forecasting of conformity to the adopted standards, preparation and analysis of general financial reports, period balance analysis, off-balance accounts, profitability of bank operations and products, profitability of branches, transfer pricing).

HR management and development

Zept Group solutions enable analysis of human resources (including analysis of HR structure by education, profession and other groups; structure of branches and departments by the quantity and quality of staff, efficiency of branch activities, comparison of salary expenses by different groups in different branches depending on profitability of the branch, etc.).